About Diala

Diala Anuonyemere is a commercial credit and risk professional with experience across middle-market lending, structured credit, commercial real estate, and SBA finance. He has worked across banking and credit rating platforms, performing detailed financial analysis, underwriting, and portfolio risk assessment for a wide range of borrowers and transaction structures.

Most recently, Diala served as a Credit Analyst at HR Ratings in Miami, where he conducted independent credit and risk analysis on middle-market and structured credit exposures. His responsibilities included evaluating financial performance, leverage, liquidity, covenant compliance, and sector risks, while preparing credit memoranda for rating committees and external stakeholders.

Prior to HR Ratings, Diala worked as a Commercial Credit Analyst at SCU Credit Union, focusing on commercial real estate and C&I lending. He performed borrower and guarantor analysis, prepared underwriting memoranda, and assessed risk ratings in accordance with institutional credit policy.

Earlier in his career, Diala held credit analysis roles at City First Bank and Northeast Bank, where he supported SBA lending, commercial underwriting, cash flow modeling, collateral evaluation, and portfolio risk management. His experience spans credit underwriting, financial statement analysis, real estate valuation, global cash flow analysis, and structured lending transactions.

Diala’s background combines analytical rigor with practical lending and risk management experience across both banking and ratings environments.

Education

BSBA Finance - Kogod Business School - American University (D.C.)